# Cedarbend Capital

> Cedarbend Capital is a small-business funding broker at 643 Broadway St, Myrtle Beach, SC 29577 (phone (843) 256-2591). It helps businesses in Myrtle Beach, SC and across Horry County, South Carolina; and in Murrells Inlet, SC (Georgetown County), explore working capital loans, business term loans, lines of credit, inventory financing, equipment financing and merchant cash advances. Cedarbend Capital is a funding broker, not a lender. Requests go to funding partners, who review each one and make every credit decision. Cedarbend Capital is not a lender, approval is never guaranteed, and a merchant cash advance is not a loan. Cedarbend Capital does not arrange funding for trucking or agriculture businesses, startups without revenue, real estate purchases or building construction loans.

Key facts:
- Business type: small-business funding broker (not a lender)
- Address: 643 Broadway St, Myrtle Beach, SC 29577, United States
- Phone: (843) 256-2591
- Apply: https://cedarbendcapital.com/apply/
- Places: Myrtle Beach, SC and all of Horry County, South Carolina; also Murrells Inlet, SC (Georgetown County)
- Language: English

## Funding options
- [Types of Business Loans in Myrtle Beach, SC: Built Around Supplier Payments](https://cedarbendcapital.com/business-loans/): Six products are available through Cedarbend Capital in Myrtle Beach, SC. This page answers whether equipment financing is a loan, what a merchant cash advance is, how secured and unsecured loans differ, and works a term-loan payment on hotel mini-fridges and microwaves.
- [Working Capital Loans for Myrtle Beach, SC Bars and Salons: Planning for a Repair Bill](https://cedarbendcapital.com/business-loans/working-capital/): Working capital covers operating bills such as repairs, payroll, tax payments and premiums. This page tests whether it is a long-term product, walks a request for payroll before a deposit arrives, and works an invented cash flow term loan for hotel supplier payments.
- [Myrtle Beach, SC Business Term Loans: Planning for a Second Location](https://cedarbendcapital.com/business-loans/term-loans/): Term loans give a fixed sum and fixed payments. This page covers older balances rolled into one loan, a print shop’s production equipment, term loan versus credit line for supplier bills, office equipment for a real estate office, a clothing shop’s cash share and an in-room appliance package, with invented figures where a payment is worked.
- [Myrtle Beach, SC Business Lines of Credit: Planning for Marketing Budgets](https://cedarbendcapital.com/business-loans/line-of-credit/): A credit line is drawn, repaid and drawn again. This page tests it on shop payroll, bar payroll, hotel supplier timing, linen stock and a tax bill, and works the interest on an invented draw and an invented liquor order.
- [Inventory Financing in Myrtle Beach, SC: Paying Suppliers Before the Goods Sell](https://cedarbendcapital.com/business-loans/inventory-financing/): Inventory financing ties funding to goods bought for resale. Below: a definition built on a clothing-store order, an invented purchase order case, how the goods can act as security, the offer terms worth comparing, and an invented furniture order priced month by month.
- [Equipment Financing in Myrtle Beach, SC: Walk-In Coolers, Salon Stations and Hotel Breakfast Rooms](https://cedarbendcapital.com/equipment-financing/): Three structures pay for equipment here: a loan, an equipment finance agreement and a lease. This page works through hotel breakfast-room equipment, salon stations and a used mini excavator, compares an agreement with a loan, and explains $1 buyout and fair market value leases with invented figures.
- [Merchant Cash Advances in Myrtle Beach, SC: Card Sales Sold Ahead for Bars and Salons](https://cedarbendcapital.com/merchant-cash-advance/): An advance is priced by a factor and collected through a holdback on card sales. This page defines the holdback and the factor, sets an advance beside a credit line draw, and works an invented hotel advance and a salon repair bill.

## Industries
- [Restaurant Loans in Myrtle Beach, SC: Dish Machines, Handheld Ordering and a Distributor Invoice](https://cedarbendcapital.com/industries/restaurants/): A dish machine is worked as a 42-month equipment payment, handheld ordering as a term loan next to a cash advance, and a produce and seafood invoice as a three-month credit line draw. Hooking a machine up to plumbing, a drain or a new circuit stays outside this site as property work. Counts come from ZIP Code Business Patterns and County Business Patterns for 2023.
- [Medical Practice Loans in Myrtle Beach, SC: EKG Machines, a Records Migration and Exam-Room Supplies](https://cedarbendcapital.com/industries/medical-practices/): In invented examples, a records migration paid in three milestones is worked as one term loan and as line draws; a refurbished EKG machine lowers the payment by $177.52 a month in the worked case; a supply order fits a nine-month working capital loan. Practice real estate and suite construction are outside this site. ZIP 29577 had 59 offices of physicians in 2023.
- [Salon Business Loans in Myrtle Beach, SC: Lash Beds, a Booth-Rent Gap and a Product Order](https://cedarbendcapital.com/industries/salons/): Lash beds are worked as a 24-month loan with a lease described beside it; two lost booth renters as a six-month working capital loan; a product order as a cash advance with a daily holdback. Shampoo bowls and pedicure plumbing are property work outside this site. In 2023, 29 beauty salons with paid staff had ZIP 29577 addresses.
- [Dental Office Loans in Myrtle Beach, SC: Intraoral Scanners, a Chairside Mill and Lab Bills](https://cedarbendcapital.com/industries/dental-practices/): An intraoral scanner is compared over 48 and 60 payments, a chairside mill is added on its own loan, and lab bills are drawn on a credit line. Each funding partner sets its own terms. In 2023, 16 offices of dentists with paid staff had ZIP 29577 addresses.
- [Myrtle Beach, SC Gym Business Loans: Member Software, Rowing Machines and a Second Location](https://cedarbendcapital.com/industries/gyms-and-fitness-studios/): A strength package is worked over 48 and 60 months, member software with front-desk tablets over 18 months, and eight rowing machines for a second location over 30 months. Each funding partner sets its own requirements. County Business Patterns lists 36 fitness and recreational sports centers with paid staff for Horry County, SC in 2023.
- [Business Loans for Retail in Myrtle Beach, SC: Gondola Shelving, Locked Display Cases and Supplier Discounts](https://cedarbendcapital.com/industries/retail/): Locked display cases are worked over 48 months, a supplier’s early-pay discount against a line draw, and a closeout lot of shoes on five months of inventory financing. New wiring for lighted fixtures is property work outside this site. The 2023 ZIP Code Business Patterns put 489 retail employers at ZIP 29577 addresses.
- [Financing for Contractors in Myrtle Beach, SC: Skid Steers, Tool Trailers and Work Trucks](https://cedarbendcapital.com/industries/construction/): In invented examples, a used skid steer and an enclosed tool trailer are worked as one 48-month package, a work truck with $6,000 down over 60 months, and an undercarriage repair as a line draw paid down over four months. At ZIP 29577 addresses, 171 employer establishments were in construction in 2023.
- [Landscaping Equipment Financing in Myrtle Beach, SC: Spreader-Sprayers, Dump Trailers and Parts on a Credit Line](https://cedarbendcapital.com/industries/landscaping/): Three invented cases are worked here: a spreader-sprayer and dump trailer on one 48-month loan, irrigation parts and an engine rebuild drawn on a credit line, and the machines for a second lawn-care crew at two terms. Work on the company’s own yard or buildings is property work outside this site. ZIP 29577 had 17 landscaping services employers in 2023.
- [Auto Repair Shop Loans in Myrtle Beach, SC: Tire Machines, an ADAS Calibration Frame and Tire Stock](https://cedarbendcapital.com/industries/auto-repair/): Three invented cases: tire machines on a 36-month loan set against carrying them on a line, a tire order paid down in three months, and an ADAS calibration frame at two terms. Floor, slab and wiring work is property work outside this site. The 2023 ZIP 29577 count of automotive repair and maintenance employers was 35.
- [Hotel Loans in Myrtle Beach, SC: Check-In Kiosks, Linen Stock and Used Laundry Machines](https://cedarbendcapital.com/industries/hotels-and-motels/): Three invented cases: two self check-in kiosks with a front-desk workstation over 36 months, a third linen par on a 12-month working capital loan, and a used laundry machine lot over 18 months. Property purchases and renovations are not funded here. ZIP 29577 had 98 traveler accommodation employers in 2023.
- [Business Loans for Real Estate Agents in Myrtle Beach, SC: Commission Timing, Yard Signs and an Office Move](https://cedarbendcapital.com/industries/real-estate-agents/): Three invented cases: a credit line draw that bridges 47 days until two closings fund, a yard-sign and listing-photo kit over 24 months, and workstations and phones for an office move over 42 months. ZIP 29577 had 124 offices of real estate agents and brokers in 2023.
- [Cafe Business Loans in Myrtle Beach, SC: Espresso Machines, a Pastry Case and a Cold Brew Setup](https://cedarbendcapital.com/industries/cafes-and-coffee-shops/): Three invented cases: an espresso machine with two grinders over 48 months, a pastry case, convection oven and proofer over 36 months, and a cold brew setup on a card-sales advance. Snack and nonalcoholic beverage bars with paid staff located in ZIP 29577 numbered 32 in 2023.
- [Bar Business Loans in Myrtle Beach, SC: A Walk-In Cooler, a Draft System and Spirits Stock](https://cedarbendcapital.com/industries/bars-and-taverns/): Four invented cases: a walk-in cooler over 60 months, a ten-tap draft system over 42 months, a discounted spirits order on four months of inventory financing, and staff hours on a card-sales advance. Drinking places with paid staff numbered 23 at ZIP 29577 in 2023.
- [Gas Station Financing in Myrtle Beach, SC: Cooler Doors, Beer and Grocery Stock, a Hot-Food Counter](https://cedarbendcapital.com/industries/gas-stations-convenience-stores/): Three invented cases: six merchandiser coolers over 48 months, a beer and grocery order on six months of inventory financing, and a roller grill, heated case and ice machine over 30 months. In 2023 the gasoline station count with a payroll and a ZIP 29577 address stood at 30.
- [Business Loans by Industry in Myrtle Beach, SC: Kitchens, Patient Offices, Salons, Shops and Crews](https://cedarbendcapital.com/industries/): Trades in Myrtle Beach, SC are grouped as kitchens, patient offices, personal care, stores and crews, each with a ZIP 29577 count and the funding products that fit. Sections cover a retailer using different products, a trade not on the list, point-of-sale upgrades and the records behind a request.

## Tools and calculators
- [Small Business Resources in Myrtle Beach, SC: Checklists, a Payment Calculator and State Offices](https://cedarbendcapital.com/resources/): A documents checklist for an equipment request, preparation steps for a medical office, a plan outline for a bar, three official state and federal pages, and the site’s loan payment calculator.
- [Business Loan Payment Calculator: Pricing a Myrtle Beach, SC Equipment Quote](https://cedarbendcapital.com/resources/business-loan-payment-calculator/): Enter the amount, rate and term. In an invented example, a $42,750 restaurant kitchen package at 10.15% over 54 months comes to $989.47 a month. Sections cover when the equipment or advance calculator fits better, a short working capital run, and DSCR math done by hand.

## Myrtle Beach, SC and nearby communities
- [Business Loans in Myrtle Beach, SC for Bars and Salons, With a Supplier Payment Worked Through](https://cedarbendcapital.com/myrtle-beach-sc/): Myrtle Beach, SC businesses can request a working capital loan, term loan, line of credit, inventory or equipment financing, or a merchant cash advance. Funding partners review each request and decide. The trade counts here are ZIP 29577 and Horry County, SC figures, not city-limit counts.
- [Business Loans in Murrells Inlet, SC: Covering Payroll and Kegerators](https://cedarbendcapital.com/service-areas/murrells-inlet-sc/): Murrells Inlet, SC is a Census Designated Place in Georgetown County, SC, so Horry County, SC figures do not describe it. The counts here are ZIP 29576 and Census figures for the community. Funding partners review each request and decide.
- [Business Loans Around Myrtle Beach, SC: Murrells Inlet, SC Plus Lease Costs for Shops, Restaurants and Offices](https://cedarbendcapital.com/service-areas/): Two places have their own pages: Myrtle Beach, SC and Murrells Inlet, SC. Owners elsewhere nearby reach Cedarbend Capital by the same phone line and request form. The lease notes cover what a move costs the business and what stays outside this site.

## Company
- [Myrtle Beach, SC Small Business Loans: From Motel Washers to Payroll Before a Group Invoice Clears](https://cedarbendcapital.com/): A Myrtle Beach, SC business can call or send the request form, and Cedarbend Capital forwards what it hears to funding partners. This page compares a credit line with a term loan on a franchise fee, prices floor-care machines as a loan and as a lease, and lays the six products against a bar’s liquor order.
- [Steps to a Business Loan in Myrtle Beach, SC: Who Reviews What](https://cedarbendcapital.com/how-it-works/): The steps below cover the documents a partner may ask for, how underwriting reads a request, what to ask about business credit scores, what to gather before calling, and how requirements shift from product to product.
- [Business Funding Questions in Myrtle Beach, SC: Plain Answers](https://cedarbendcapital.com/faq/): Five questions, each answered in a few sentences, followed by three short answers on how Cedarbend Capital handles a request.
- [Cedarbend Capital: How a Myrtle Beach, SC Funding Request Travels to Partner Review](https://cedarbendcapital.com/about/): Cedarbend Capital matches a cost to a funding product and hands the request to funding partners, who decide. This page works a gift shop payroll case, then three hotel costs: supplier payments, a repair bill and trade-show costs.
- [Reach Cedarbend Capital by Phone or at Its Myrtle Beach, SC Office](https://cedarbendcapital.com/contact/): Conversations start at (843) 256-2591; a written request starts with the form on the apply page. This page lists questions to put to any lender, questions for the owner before borrowing, questions about one specific offer, and figures to gather before a call.
- [Apply for Business Funding in Myrtle Beach, SC: The Request Form and What a Partner May Ask For](https://cedarbendcapital.com/apply/): Send the form or call first. A partner reviews the request and may ask for bank statements or tax returns; you decide on any offer. Sections cover steps for a repair bill, what a bank may weigh, documents for a payroll request and a supplier-payment checklist.
- [Cedarbend Capital Notices: Its Role, Partner Decisions and the Figures on This Site](https://cedarbendcapital.com/disclosures/): Cedarbend Capital is a broker, not a lender, and funding partners decide on every request. Advances are not loans. Examples are invented illustrations, and local figures come from the U.S. Census Bureau.

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