Gas Station Financing in Myrtle Beach, SC: Cooler Doors, Beer and Grocery Stock, a Hot-Food Counter

A station’s store spends on cold cases and food equipment that stay for years, on stock that sells and gets reordered, and on store bills in between. The table matches each to a product on this site.

Changes to the building or the lot, and any station purchase, are outside this site. A partner may look at bank statements, time in business, revenue and credit for the store-side requests that fit.

Illustration only, invented figures: a Myrtle Beach, SC convenience store replaces six aging glass-door merchandiser coolers with new plug-in units at $23,700. Over 48 months at 10.6%, the payment comes to $607.95, with $29,181.60 paid over the term and $5,481.60 of interest (our arithmetic).

In this invented example, the coolers plug into the outlets already along the wall; a new circuit would be property work outside this site. A partner may ask for the quote listing the door count and model numbers, and whether the old units are hauled away in the price.

Glass-door merchandisers and reach-in freezers are freestanding equipment, so they fit equipment financing on their own quote. A walk-in cooler box is also equipment, while any wall, floor or electrical work around it is property work outside this site.

Illustration only, invented figures: a Horry County, SC station store places a $16,200 order for beer, soft drinks, snacks and grocery staples to fill the new cooler doors and shelves. Six months of inventory financing at 12.95% gives payments of $2,802.89; they total $16,817.34, $617.34 of it interest (our arithmetic).

In this invented example, the stock sells and is reordered several times within those six months, so the loan pays for the first fill of the new doors and later reorders come out of sales. A store that wants a standing source for reorders can compare a line of credit.

In 2023 ZIP Code Business Patterns gave ZIP 29577 two separate counts: 30 gasoline stations (NAICS 4471) and, under the convenience stores code (NAICS 445120), 5 establishments with paid staff.

Horry County, SC had 173 gasoline stations with paid staff that year, 171 of them classed as gasoline stations with convenience stores (NAICS 447110). At 122 of the 173, five or more employees were on staff; the other 51 had fewer than five (our arithmetic).

The county’s convenience stores code (NAICS 445120) held 37 employer establishments, 31 of them with fewer than five employees. Nonemployer Statistics lists 56 businesses under convenience retailers and vending machine operators (NAICS 44513) with no paid employees in the county for 2024, a separate count never added to the employer figures. An owner-run store and a station with a staffed register can send the same request form.

Illustration only, invented figures: a Myrtle Beach, SC station store adds a hot-food counter: a roller grill at $1,890, a heated display case at $3,460 and an ice machine at $5,280, $10,630 together. Thirty monthly payments of $411.64 at 11.95% pay it off; $1,719.20 of the $12,349.20 total is interest (our arithmetic).

In this invented example, the ice machine gets its water line and drain from a plumber, which is property work outside this site and billed apart from the three units. The roller grill and heated case plug in at the counter, so they need no work on the building, and a partner may treat all three items as one equipment package on one quote.

Clothing and gift shops, which share this group, are on the retail page, and the ZIP 29577 restaurant and real estate counts are on the Myrtle Beach, SC page.