Business Loans by Industry in Myrtle Beach, SC:Kitchens, Patient Offices, Salons, Shops and Crews
Funding through Cedarbend Capital is matched to the bill, and each trade in Myrtle Beach, SC has its own bills: food orders and fryer lines in a kitchen, exam tables in a medical office, styling chairs in a salon, shelf stock in a shop.
Bar business loans in Myrtle Beach, SC: a walk-in cooler, a ten-tap draft system, and a discounted spirits order on inventory financing.
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Sit-down kitchens, coffee counters and bars
Sit-down restaurants, coffee counters and bars share daily food or drink orders and a payroll that runs on a fixed calendar. Food and liquor orders and wages fit working capital or a line of credit; ranges, fryers, refrigeration, espresso machines and back-bar coolers fit equipment financing, with any gas, water or electrical hookup left as property work outside this site. ZIP 29577 had 178 full-service restaurants and 23 drinking places (alcoholic beverages) among its employer establishments in 2023 (ZIP Code Business Patterns).
Exam Tables, Practice Software, Payroll: Horry County, SC Medical and Dental Offices
Clinical equipment, practice software and staff payroll.
Dental office loans in Myrtle Beach, SC: an intraoral scanner over 48 or 60 months, a chairside mill, and lab bills on a credit line.
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Physician and dental offices
Physician and dental offices, the patient offices in this group, fund exam tables, diagnostic equipment, practice software and payroll for clinical and front-desk staff. Equipment fits equipment financing or a term loan; wages while insurance claims are outstanding fit working capital. A dental chair or other unit tied into water, air or suction lines needs that hookup done as property work outside this site. ZIP Code Business Patterns placed 59 offices of physicians and 16 offices of dentists at ZIP 29577 addresses in 2023.
Salon Chairs, Nail Stations and Gym Floors in Horry County, SC
Gym business loans in Myrtle Beach, SC: strength equipment over 48 or 60 months, member software, and rowers for a second location.
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Salons, nail salons and gyms
Salons, nail salons and gyms buy styling chairs, dryers, color stations, pedicure chairs, treadmills and weight racks, and carry retail product on the shelf. Chairs and machines fit equipment financing; product orders fit inventory financing or a line of credit. A pedicure chair’s plumbing hookup and drain work are property work outside this site, and shampoo bowls are plumbed fixtures that are not funded here. In 2023, ZIP 29577 counted 29 beauty salons among its employer establishments (ZIP Code Business Patterns).
Shop Floors, Guest Rooms, Convenience Counters and Listing Offices in Horry County, SC
Shelf stock, housekeeping carts, coolers and office equipment.
Gas station financing in Myrtle Beach, SC for the store side: merchandiser coolers, beer and grocery stock, and a hot-food counter.
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Shops, guest rooms, convenience counters and listing offices
Clothing and gift shops, convenience stores, hotels and motels, and real estate offices fund different things: shelf stock and fixtures in a shop; furnishings, linens, check-in kiosks and booking systems, with any new wiring as property work; coolers and shelving inside a convenience store; desks, computers and payroll in a listing office. A hotel or motel purchase, room renovation and the fuel equipment at a gas station are outside this site. ZIP Code Business Patterns put 98 traveler accommodation establishments and 30 gasoline stations at ZIP 29577 addresses for 2023.
Contractors, Grounds Crews and Auto Repair Bays Near Myrtle Beach, SC
Landscaping equipment financing in Myrtle Beach, SC: a spreader-sprayer and dump trailer, parts on a credit line, an aerator and seeder for a second crew.
Auto repair shop loans in Myrtle Beach, SC: a tire changer and balancer, tire stock on a credit line, an ADAS calibration frame over 48 or 60 months.
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Contractors, grounds crews and auto repair bays
Contractors, landscaping crews and auto repair shops fund tools, trailers, mowers, skid steers, scan tools and parts on hand, and carry payroll while customer invoices are outstanding. Machines and tools fit equipment financing; parts, materials and wages fit working capital or a line of credit. Bay expansions, lifts set into a floor and other building work are outside this site, and contractors are funded as businesses, never for constructing buildings. In 2023 ZIP Code Business Patterns counted 171 employer establishments in construction (NAICS 23) and 35 in automotive repair and maintenance (NAICS 8111) at ZIP 29577 addresses.
In short
Trades in Myrtle Beach, SC are grouped as kitchens, patient offices, personal care, stores and crews, each with a ZIP 29577 count and the funding products that fit. Sections cover a retailer using different products, a trade not on the list, point-of-sale upgrades and the records behind a request.
Different Funding Products for One Myrtle Beach, SC Retailer: Stock, Fixtures and a Payroll Gap
One Myrtle Beach, SC retailer can need three or four different products within a few months, because its bills behave differently. A delivery of shelf stock sells through over weeks or months; display fixtures stay on the floor for years; a payroll gap lasts only until the next run of sales deposits.
Shelf stock for a large order: inventory financing, or a draw on a line of credit when the stock sells through within weeks
Display racks, shelving and a point-of-sale station: equipment financing or a term loan, with the fixtures as collateral under an equipment loan
Wages while a delivery sells through: a working capital loan sized to the paydays in the gap
Card-heavy sales: a merchant cash advance, which buys part of future card sales and is not a loan
A shop floor at one of the 489 retail trade employer establishments that ZIP Code Business Patterns placed at ZIP 29577 addresses for 2023 can carry all four of these bills at once. Splitting the request by bill keeps a long payment schedule off a short-lived need; the funding comparison page compares the six products.
What If an Industry Is Not on the List? A Horry County, SC Print Shop's Press Repair
This page names trades, but it does not limit who can ask. Any operating business in Horry County, SC can call or send the request form, apart from the exclusions this site keeps: businesses without revenue yet, trucking, agriculture, real estate purchases and building construction loans, and the fuel side of a gas station.
Illustration only, invented figures: a Horry County, SC print shop’s press needs a $4,280 repair, and the invoice is due before two large print jobs are paid for. A repair bill like this one is an operating cost, so it fits a short working capital loan or a draw on a line of credit; replacing the press outright would be a question for the equipment financing page.
For a trade with no note on this page, a funding partner may review the business’s own bank statements, time in business, revenue and credit.
Point-of-Sale Upgrades at Myrtle Beach, SC Quick-Service Restaurants: Which Funding Product Fits
A quick-service restaurant in Myrtle Beach, SC that upgrades its point of sale pays for two kinds of thing at once: terminals and kitchen display screens it keeps for years, and setup and subscription fees that recur. The hardware lines up with equipment financing, while the fees are running costs that fit a working capital loan or a line of credit.
Limited-service restaurants numbered 99 employer establishments at ZIP 29577 addresses in 2023 (ZIP Code Business Patterns, NAICS 722513).
Running new data cable to the counter or building a new counter for the screens is property work outside this site.
The Paperwork Behind an Industry Funding Request: A Myrtle Beach, SC Coffee Counter's Supplier Account
The records behind a request follow the trade’s own bills. For a Myrtle Beach, SC coffee counter that buys beans, milk and cups on a supplier account, a useful file shows how that account has been paid and what comes in to cover it:
Supplier statements with the account’s terms and the last several months of payments
Point-of-sale sales summaries for the same months
Business bank statements with the card deposits that match those summaries
A quote with model numbers for any espresso machine or grinder in the request
A funding partner may ask for some, all or none of these, and may ask for others. Snack and nonalcoholic beverage bars, the Census group that takes in coffee shops, numbered 32 employer establishments at ZIP 29577 addresses in 2023 (ZIP Code Business Patterns, NAICS 722515).
By Cedarbend Capital · Updated
A Trade Not Listed Here? Talk Through the Bill With Cedarbend Capital
Call (843) 256-2591 and describe the bill and the trade; funding partners decide on any terms after their own review, and the Myrtle Beach, SC page covers the office city.
