Business Loans for Retail in Myrtle Beach, SC: Gondola Shelving, Locked Display Cases and Supplier Discounts

A store pays for fixtures that stay on the floor for years, stock that turns into sales, and supplier invoices with their own terms. The table puts the products on this site next to those costs.

New lighting circuits, storefront changes and other building work are property work outside this site. A funding partner may look at bank statements, time in business, revenue and credit before setting terms. Other store types are grouped on the industries page.

Illustration only, invented figures: a Myrtle Beach, SC jewelry and watch shop prices four locked glass display cases with built-in LED lighting at $18,960. Four years of monthly payments at 10.7% come to $487.27 each and $23,388.96 altogether: $18,960 for the cases and $4,428.96 of interest (our arithmetic).

In this invented example, the cases plug into existing outlets. Cases that need a new circuit, or lighting run through the ceiling, need that electrical work done as property work outside this site, paid apart from the cases.

Gondola shelving and garment racks for a gift shop follow the same pattern: standalone fixtures fit equipment financing, and the equipment financing page has a calculator for price, down payment, rate and term.

ZIP 29577 addresses held 489 retail trade employer establishments in 2023 (ZIP Code Business Patterns), and fewer than five people worked at 37.6% of them. In Horry County, SC, County Business Patterns counted 1,858 retail trade employer establishments, 763 of them with fewer than five employees.

The table lists some store types among others. Nonemployer Statistics counted 2,782 retail businesses with no paid employees in the county in 2024, a separate program never added to the employer counts.

Illustration only, invented figures: a Horry County, SC home goods store gets a $24,500 supplier invoice on terms of 2% off for payment by day 10, with the full amount due on day 30. Taking the discount means paying $24,010.00 on day 10, so the store draws $24,010.00 from its credit line.

If the line charges 14.6% a year as simple daily interest and the store pays the draw back by day 30, when the full invoice would have been due, the 20 days of interest come to $192.08 (our arithmetic). The discount is worth $490.00, so the store keeps $297.92 after interest in this invented example.

The interest would use up the whole discount only if the draw stayed out more than 51 days (our arithmetic). The line of credit page covers how draws and limits work under a line’s agreement.

Illustration only, invented figures: a Myrtle Beach, SC shoe store buys a closeout lot of 520 pairs from a brand’s distributor for $15,600, $30 a pair. Through inventory financing at 13.15% over 5 months, the payment is $3,223.32, and the five payments total $16,116.60, so carrying the lot costs $516.60 (our arithmetic), about 99 cents a pair.

In this invented example, the schedule assumes the pairs sell over about five months. A lot that sells more slowly leaves payments due before the sales arrive, so the term is worth setting against the store’s own sell-through on similar lots. The inventory financing page explains how stock purchases are structured.

The gift shop stocking post prices an owned stock order, stockroom shelving and online-order gear, and explains why consigned goods stay out of a stock request.